Securing Your Retirement Income

Retirement Planning for Baby Boomers

Playing the Retirement Longevity Game

All retirees and pre-retirees need to think about their life expectancy a/k/a longevity. There are at least two important reasons for this. First, one goal of your retirement plan is to limit the risk that you will outlive your money. Second, anticipated longevity is a key factor in deciding the age at which you want to claim Social Security retirement benefits.

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Simple Methods to Predict Your Retirement Income

Do you have a plan for generating retirement income? Do you have any idea how much retirement income you can expect to generate from your existing retirement investments? There are at least two fast and easy ways to make this prediction. (And forget the outdated and discredited “4% rule.”)

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Second Quarter Net Worth and Retirement Income Plan Review

July has been and will be a busy month for me. I just returned from a two week stay at Lake Barkley in Kentucky. This stay included the ninth in a series of extended family gatherings at the lake. (More about this awesome event later this week.) Towards the end of the month I am traveling to Ithaca, NY for my 45th high school reunion. Finally, I have been busy with an updated assessment of my retirement plan and net worth performance as of the end of the second quarter.

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Investing for Retirement

Defined Maturity Bond Funds in a Retirement Portfolio

Regular readers know that I have been managing my retirement investments with an increasingly risk-averse attitude, particularly as applied to my equity allocations. On the other hand, I think I need to be more strategic in managing my fixed-income investments. My concern arises from the anticipated increase in interest rates that will probably kick-in sometime next year. After some study, I am considering moving some of my retirement nest egg into one or more defined maturity bond funds or ETFs. If you have never heard of these, join the club. I knew nothing about them until last month.

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First Quarter Retirement Plan Performance Results

My daily personal finance routine continues to include net worth tracking. Call me obsessive but is there a better overall indicator of financial progress toward retirement? Not that I am aware of but I am certainly open to being educated by a reader on this. The results during the first quarter are positive but no doubt less than mediocre compared to many of you. The results are about what I anticipated.

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Info for Baby Boomers

Life in the Baby Boomer Fast Lane

Recently I saw the movie “The Second Best Exotic Marigold Hotel.” I was anxious to see this movie because it was a sequel to one of my all time favorites, The Best Exotic Marigold Hotel.  All baby boomers should put this on their movie watch lists. I continue to identify with the concerns, feelings and joys experienced by the characters in the movie.

A lot has happened since my last post. I have so much to write about but for now, a summary. [Read More…]

Dancing Back from Blogging Hibernation

I haven’t posted here since early October, when I wrote about my very rewarding trip to Italy.  The effects of that trip continue to ripple through my life in a variety of ways, all of them good. I honestly don’t know where to begin in explaining them and I certainly can’t cover all of it in a single post. I am determined to become more regular in my writing here. I enjoy it so there is no reason for me to go silent for such a long period.

Did I tell you I have been attending dance classes? Yep, that’s one of the new things in my life triggered by my trip.

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A Single Boomer’s Successful Trip to Italy

On October 3 I returned to the U.S. from my trip to Italy – my first vacation as a single baby boomer traveling with people that I did not know.

I am still smiling inside. The trip was better than I could have imagined. I am still missing Italy and the people I traveled with. Going to work has become somewhat more difficult.

Where do I begin trying to explain this? [Read More…]

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