Comments on: Equity Indexed Annuities – Problems, Risks and Benefits http://gotoretirement.com/2009/06/equity-indexed-annuities-problem-risks-benefits/ A Baby Boomer's Journey from Retirement Planning to Retirement Living Thu, 18 Mar 2010 17:39:32 +0000 http://wordpress.org/?v=2.9 hourly 1 By: GHL http://gotoretirement.com/2009/06/equity-indexed-annuities-problem-risks-benefits/comment-page-1/#comment-1236 GHL Wed, 24 Jun 2009 12:49:58 +0000 http://gotoretirement.com/?p=3132#comment-1236 The National Association Of Fixed Annuities is the best place to go for info on fixed annuities and fixed index annuities. Going to finra for information on fixed annuities is like asking the Hatfield s about the Mcoys while they are fighting. In fact if people would go to finra and the sec websites and read about the risk and cost of mutual funds and plug in 2% fee in the sec mutual fund calculator mutual funds would be deader than dirt. You said yourself the last fifteen years fixed index annuities had out performed mutual funds. For your information fixed index annuities have only been around only fifteen years. Mutual funds will always under preform they are a retail operation with everybody involved grabbing every cent they can get before the investor gets a dime. Maybe a good article would be why the average mutual fund turns over it's entire portfolio at the rate of a 120% a year and what the strategy is for that move and why that is good for the investor. I do not expect this comment to be added to the discussion, but their is a more exciting story at NAFA you could tell for your readers. The article you wrote is tired, old and not accurate. The only people telling it are the ones who earn their living from wall street. Good luck, I mean it, but the times they are a changing.GHL The National Association Of Fixed Annuities is the best place to go for info on fixed annuities and fixed index annuities. Going to finra for information on fixed annuities is like asking the Hatfield s about the Mcoys while they are fighting. In fact if people would go to finra and the sec websites and read about the risk and cost of mutual funds and plug in 2% fee in the sec mutual fund calculator mutual funds would be deader than dirt.
You said yourself the last fifteen years fixed index annuities had out performed mutual funds. For your information fixed index annuities have only been around only fifteen years.
Mutual funds will always under preform they are a retail operation with everybody involved grabbing every cent they can get before the investor gets a dime.
Maybe a good article would be why the average mutual fund turns over it’s entire portfolio at the rate of a 120% a year and what the strategy is for that move and why that is good for the investor.
I do not expect this comment to be added to the discussion, but their is a more exciting story at NAFA you could tell for your readers. The article you wrote is tired, old and not accurate. The only people telling it are the ones who earn their living from wall street. Good luck, I mean it, but the times they are a changing.GHL

]]> By: jonathan rose http://gotoretirement.com/2009/06/equity-indexed-annuities-problem-risks-benefits/comment-page-1/#comment-1206 jonathan rose Wed, 17 Jun 2009 21:38:28 +0000 http://gotoretirement.com/?p=3132#comment-1206 I personally like a fixed annuity as I know what I am going to be getting - the risk lies in inflation and my dollar not being worth as much but this can easily be countered by investing in a foreign currency where the dollar devaluation should correct the inflationary losses. Just pick the right currency. Jonathan Rose Company, LLC offers a product almost identical to an annuity but without the costs...... I personally like a fixed annuity as I know what I am going to be getting – the risk lies in inflation and my dollar not being worth as much but this can easily be countered by investing in a foreign currency where the dollar devaluation should correct the inflationary losses. Just pick the right currency.

Jonathan Rose Company, LLC offers a product almost identical to an annuity but without the costs……

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