Comments on: Social Security Spouse Benefits – Key Concepts

By: Ron Neu

Ron Neu — Mon, 30 Apr 2012 03:19:27 +0000

I am 74 and have been drawing social security benefits since my 65th birthday. My wife is 69 and has been drawing social security benefits since her 65th birthday. My monthly benefit is $1720. My wife’s monthly benefit is $574.
At what point can my wife start receiving half of my benefits or $860 per month instead of her current $574?

By: Brad

Brad — Fri, 27 Apr 2012 20:42:56 +0000

Is it possible for my wife to start collecting HER benefits at age 62(understood ar reduced rate) and then 3 years later collect 50% of MY benefits when I retire at FULL retirement age?

By: e raymond

e raymond — Wed, 25 Apr 2012 17:16:39 +0000

I am 65 and will be eligible for SS benefits in August. My husband, who is 68, recently applied for SS benefits. My question I hope has a simple answer. Should I apply for half of his SS benefits instead of applying for mine? I will receive close to 4 times less than his benefits, and how would that affect his benefits. Would he receive his full benefits if I get half of it or would he get half as much?

By: Wanda

Wanda — Sat, 21 Apr 2012 17:42:53 +0000

Ido not have enough credits for ss.. can I draw acheck off of my husbands check? will it hurt his check in any way?

By: George Andersen

George Andersen — Mon, 16 Apr 2012 14:34:21 +0000

My wife will be 62 in August and will claim social security based on her previous work. I am still working at 65 and may not claim social security until I am 70. Will her claiming social security at 62 affect my working limits?

By: S. E. Smith

S. E. Smith — Tue, 10 Apr 2012 20:32:44 +0000

My husband passed away in July of 2011 at the age of 60. I am receiving my own social security now at age 63 (took it early at 62)
Can I get any spousal benefits?
Thanks

By: Lidia Ficner Reynolds

Lidia Ficner Reynolds — Thu, 05 Apr 2012 13:57:40 +0000

Hi my husband die 2 mouths before retirements can claim any thing about he`s retirement I am 46 year old and I didnt work the last 3 years
thanks

By: Ross P.

Ross P. — Tue, 28 Feb 2012 23:40:21 +0000

I am 57, my wife is 73. She did not work much, so she has a low SS benefit. I have worked (and continue to work). Can my wife get 50% of my SS? Does that change each year (i.e., to account for another year that I have worked)? If she can, how do we go about changing her SS benefit? Thanks!

By: ss_strategist

ss_strategist — Wed, 22 Feb 2012 16:12:36 +0000

You and Mr.GoTo are missing one important benefit you could reap:
You can avoid Mr.GoTo’s gotcha, by waiting until Full Retirement Age to apply for spousal. At “FRA” you are allowed to apply for spousal benefit only, and will receive 1/2 of your wife’s unreduced benefit from age 66 to age 70, meanwhile growing your benefit until age 70!
But choosing spousal only is not allowed until FRA.

I am almost 100% positive that this does work, and it is our plan.

By: Shane Caldwell

Shane Caldwell — Sat, 18 Feb 2012 01:36:01 +0000

I am 56. My wife was 51 when she died from cancer last December. When I tetire will I receive any of her Social Security? Thanks.