Comments on: Improper Use of Target Date Funds http://gotoretirement.com/2009/10/improper-use-target-date-funds/?utm_source=rss&utm_medium=rss&utm_campaign=improper-use-target-date-funds A Baby Boomer's Journey from Retirement Planning to Retirement Living Tue, 31 Jan 2012 12:54:48 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Jim Peluso http://gotoretirement.com/2009/10/improper-use-target-date-funds/comment-page-1/#comment-1737 Jim Peluso Fri, 16 Oct 2009 20:44:42 +0000 http://gotoretirement.com/?p=4117#comment-1737 I am new to this site. Looks interesting so I have bookmarked it. Generally agree with your comments on Target Date funds. Actually investors may be smart not to put all $ in a Target Date fund as these are new and don't have a long term track record. Maybe as they gain experience they will either jump in or out completely. I know (or think I know) enough about diversification, low cost, asset allocation, re-balancing, safe withdrawal amounts, adjusting equity risk down with age etc. My wife has no clue and no real interest in learning. Would rather see her in a Target Fund rather than risk being preyed upon by Stock Brokers, Annuity salesmen etc. Good Luck with the site and with retirement I am new to this site. Looks interesting so I have bookmarked it. Generally agree with your comments on Target Date funds. Actually investors may be smart not to put all $ in a Target Date fund as these are new and don’t have a long term track record. Maybe as they gain experience they will either jump in or out completely.

I know (or think I know) enough about diversification, low cost, asset allocation, re-balancing, safe withdrawal amounts, adjusting equity risk down with age etc. My wife has no clue and no real interest in learning. Would rather see her in a Target Fund rather than risk being preyed upon by Stock Brokers, Annuity salesmen etc.

Good Luck with the site and with retirement

]]> By: Gary Silverman http://gotoretirement.com/2009/10/improper-use-target-date-funds/comment-page-1/#comment-1736 Gary Silverman Fri, 16 Oct 2009 20:36:38 +0000 http://gotoretirement.com/?p=4117#comment-1736 Just last month I wrote a series of article for our local paper on target date funds (http://www.personalmoneyplanning.com/ourviews.aspx?LinkId=90864&spid=18788). As they both are becoming the "standard" fund in many 401k plans and also terribly disappointed many investors last year, I think the more folks learn about these the better. Thanks for your article. Just last month I wrote a series of article for our local paper on target date funds (http://www.personalmoneyplanning.com/ourviews.aspx?LinkId=90864&spid=18788). As they both are becoming the “standard” fund in many 401k plans and also terribly disappointed many investors last year, I think the more folks learn about these the better. Thanks for your article.

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