Investing when you are near or in retirement is primarily about managing risk and secondarily about generating income. Laddering of invested assets is one strategy used to spread risk while improving average returns.
< Many investors have heard of CD ladders. The laddering strategy can also be used for other retirement assets. That’s the topic of an article I wrote this week for the U.S. News On Retirement blog.
Here is the link. How to Ladder Your Retirement Savings
Take a look and see if any of it makes sense for your retirement portfolio.