Middle Class Retirement Risks and Solutions

Middle class baby boomers need a lot of retirement planning help and guidance but most do not receive it. There are several reasons for this. Read more

Thanksgiving and Baby Boomers – More to Remember

We are at Long Branch Lakes for Thanksgiving . This will be our first holiday at our new home. Our three sons, one significant other, and three dogs are here with us. All is well. Read more

Downsizing to a Condo – The Move

Things have been quiet this week at Go To Retirement.  We took another step on our downsizing path. We  drove a U-Haul truck up to the Long Branch Lakes condo with some furniture, closed on the sale, and then have been working hard to settle in. Moving is not a fun process but the excitement of trying life in a brand-new 1500 sq.ft. condo took over. Read more

Invest Like Warren Buffett? Not Me.

Warren Buffet gets a lot of credit for being a genius investor. That credit may be deserved but I have no desire to invest for my retirement in a manner similar to how Buffet invests to make billions.  Read more

Free Ride for Baby Boomers in Debt Commission Report?

The co-chairs of the National Commission on Fiscal Responsibility and Reform issued a preliminary report last week. The report contains their proposed strategies for reducing or eliminating the government deficit. A recent opinion piece from Chris Farrell (for Bloomberg) criticizes the report on the grounds that it gives baby boomers a “free ride.” Read more

A Health Reason to Dislike Credit Cards

Do you want to have a healthier retirement? Then put away the credit cards. Does this sound crazy? Actually it’s not. As anchorman Ron Burgundy would say, it’s science.  Don’t believe me? Read on. Read more

Getting more Comfortable on the Comfort Bike

I’ve been using my comfort bike for about 100 days. It is now my primary method of aerobic exercise, although walking could go back on the exercise agenda if my knee pain stays away.  Using the bike, I get a good aerobic workout while  running errands (grocery store, bank, etc.) without using gas.

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Reality Check a Retirement Plan

It is hard to face the realities of our own financial circumstances. I experienced this during the great market declines of 2008 and early 2009. I did not want to look at the values of our retirement portfolio. Finally I forced myself to study the damage regularly. As they say in business, if you don’t measure it, you can’t manage it. It’s all part of giving your retirement plan a reality check, even if the reality is unpleasant at the time. Read more

Paleo Update and Random Thoughts Through Boomerhood

Today, readers, a collection of random thoughts as I approach my 60th birthday next month. Maybe you will read something that will help with your passage from boomerhood to retirement. Read more

Creating Your Own Pension with a Liability-Focused Portfolio

Long time readers know that I am a big proponent of creating a retirement plan that provides income for your essential retirement living expenses with guaranteed, inflation-protected investments. After this part of your plan is funded, you can take more risk with the rest. It seems that professional financial and investment advisors are starting to understand this concept as well. Read more

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