I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.
Susan and I together now have two grandsons so I’ve actually been in “grandpa” mode since Susan and I became a couple more than a year ago. Her son and daughter-in-law have been very welcoming of me and I’ve become quite attached to their son Walker. I’m pretty sure that Walker likes me. I’m looking forward to the time when our grandsons Walker and Cullen can become playmates and good friends
Susan and I and our families had our first Christmas together. It was excellent. We were mostly able to celebrate as a combined group but we had to keep Cullen and Walker apart because Cullen was so young and not ready to be potentially exposed to any childhood diseases. This won’t be a problem for future celebrations. It was fun sharing and combining holiday traditions.
In December I finished the baby boomer vaccination plan:
- Flu vaccine as usual.
- Whooping cough, tetanus, and diphtheria booster vaccine. (Strongly recommended if spending time with a newborn.)
- Shingles vaccine. (Please read this vaccination post to understand why you should consider it for yourself.)
- Pneumonia vaccine.
I should be good to go on vaccines for a while. I’m just glad that pharmacies now offer them. It’s very convenient.
Last month Susan and I completed our 11 day cruise through the south Pacific on a Windstar cruise ship. I’m not going to annoy you with stories demonstrating how much we enjoyed it. (I gained 7 pounds from the awesome food but managed to lose those pounds already, mostly because I had gum graft surgery when we returned.)
I encourage you to consider adding this part of the world to your travel bucket list. Also, if you have never cruised or cruised only on large cruise ships, you definitely need to take a look at Windstar. Cruising with only 130 other passengers is an entirely different experience.
On the retirement planning side, I have been quite busy for the past few months. I have made significant changes to my investment portfolio as I transition from asset accumulation planning to retirement income planning. I am 95% done with my retirement income plan. Knowing exactly where my retirement income will be coming from has given me tremendous peace of mind and confidence. I have created a comprehensive spreadsheet that allocates investments to retirement income years.
My retirement plan includes a guaranteed income portion created from my Failsafe Retirement Plan and a variable income portion using investments that carry greater risk. I believe that the planning tools I created for my own use can also be useful to many other baby boomers who are close to or in retirement. Accordingly, I am going to package these tools with a planning guide and make them available to others as Failsafe Retirement 2.0. Stay tuned for this.
Finally, Susan and I have seen a lot of movies in the theater recently, many of which I will be recommending in a future post.
Thanks for reading!