A Decluttering Strategy for Downsizing

“Simplify” is a word and concept that becomes more significant to me as I age. I’m having success applying it to my work (a 100% paperless legal practice) but it’s harder at home. I struggle with the realization of how much stuff there is to get rid of when we downsize. The household clutter is a constant reminder of what needs to be done. Thus, I was intrigued by the “stock theory” of decluttering that I read about today. Read more

Do You Have a Shared Vision and Plan for Retirement?

Retirement for a married couple can be tricky. First, husband and wife need to be on the same page financially. Second, the couple should have a shared vision of what their retirement lifestyle will be like. Third, husband and wife should reach some understanding as to when retirement will begin for each of them. A recent survey reported by Fidelity Investments indicates that there are retirement problems ahead for many couples, in all of these areas Read more

Squandering the Kids’ Inheritance

Are you planning on leaving an estate to your children? Are you hoping for an inheritance from your own family to help fund your retirement? Let’s talk about this for a minute. Read more

Another Step Toward Lowering Recurring Expenses

Regular readers know that we are working to reduce recurring costs in our household budget. Aren’t all baby boomers doing this to financially prepare for a more predictable retirement? We took another expense reduction step this week. Read more

Top 100 Places to Retire – 2010 List Edition

TopRetirements.com has published an updated list (for 2010) of its best 100 places to retire. This list is compiled using a somewhat unusual method: The publisher determines which 100 towns have the most online visits of the 450 cities that are presently reviewed at Topretirements.com. The list reflects the towns that visitors to the site are the most interested in reading about for retirement.  Read more

A Simple Way to Determine Retirement Readiness

Am I financially able to retire? Isn’t that the number one question being asked by older baby boomers when thinking about retirement? It has to be in the top five. There are dozens of ways and places to find answers to the retirement readiness question. Read more

Be a Blog Award Voter – Please!

It’s not American Idol but almost. OK, not even almost. Read more

What to Ignore and Watch for in the New Credit Card Rules

If you are a baby boomer who is serious about being financially prepared for retirement, there are (in my humble opinion) some very good reasons why you can ignore the new credit card regulatory rules that went into effect on February 22. There are also some important changes to watch for. Read more

Small Money Savers

I saved a little money this week in a couple of new ways. You may already know about them but just in case, here they are: Read more

Using Time Wisely – Baby Boomer Edition

We are reminded periodically by others to “use our time wisely.” We’ve told our children that many times. This nugget of advice takes on more significance to baby boomers because we appreciate that a huge chunk of our earthly time has come and gone. Today I received another admonition on this very topic. It hit me hard and reinforced some of the decisions I have made in recent years. Read more

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