Predicting the Costs of Long Term Care

Imminent health care reform may include a long term care plan that consumers can buy into. The benefits offered are likely to be helpful but inadequate. How inadequate? You can find out by using an online long term care cost estimator. Read more

Long Term Care Insurance: Key Policy Provisions

Mrs. GoTo and I received our long term care insurance policies last week.  The policy was part of a large portfolio of documents that the agent delivered to me.  I immediately opened up the policy document to review what I consider to be the key provisions.  I thought I would share these with you to give you something to think about when considering purchasing long term care insurance for yourself: Read more

Life Expectancy and Retirement Planning

Baby boomers seem to become more reflective and aware of age, aging and the concept of  ”how much longer do I have.”   We’ve done a lot but we want to do a lot more.  We’re just worried about how much time we will have to get it all done.
Read more

How and Why I Bought Long Term Care Insurance

Mrs. GoTo and I recently bought long-term care policies for ourselves.  I actually did it through my employer although the policies are such that we can take them with us.

This post discusses the analysis and logic we considered in making this purchase. Read more