Oversized recurring expenses are the enemy of a responsible retirement plan. (That’s my opinion and I’m sticking to it!) The culprits at the top of the recurring payment lists are mortgage payments and car payments. When I retire, I won’t have either, unless someone wants to offer me a loan at 0% interest.
As a baby boomer, how often have you wondered what the very best exercise is for you to do on a regular basis? The question is important because most of us don’t want to exercise – just for the sake of exercise – any more than reasonably necessary. This means selecting exercises that are effective and time efficient. So what is the best baby boomer exercise?
Most of the “retirement” stories we read these days in the mainstream media seem to fall into two categories: (1) how poorly prepared baby boomers are for retirement; or (2) success stories of those who retired with plenty. I have to acknowledge my part in this, as I pass on gloom and doom stories here regularly.
If you are a baby boomer like me, you are realistically in the last third of your life. The good news is that you are still young enough to make changes. Why make changes? To increase the probability that your final years will be good ones. I’m talking about some of the basics of a happy life: staying mobile and avoiding dementia. Lots of folks worry about running out of money when they hit that last decade. I’m more concerned about staying functional. What good is money if all of it is being spent on nursing home care?
Prior to the last year or two, I had no knowledge of the health benefits of vitamin D or the negative consequences of not getting enough of it. More important, I never paid attention to my own vitamin D levels. That all changed yesterday when my new primary care physician emailed me about my lab results.
I found a new primary care physician this week after an extended period of procrastination. I scheduled a visit for my first wellness exam in four years. As far as I know now (pending completion of lab work), I am healthy. Nevertheless, at age 63, I thought it was important to find someone new to be a resource for my overall healthcare as I move deeper into my last third of life. There were several reasons why I made this change now.
On Friday we had to euthanize Jester, our ten year old black lab. All pet owners out there who have been through this know how hard it was. Now I am in recovery mode. This causes me to reflect back on the impact of being a dog owner can have on the life of a baby boomer.[Continue Reading]
I just returned from seeing The Secret Life of Walter Mitty at the theater. I have been seeing a lot of movies over the last 6 months (1-2 per week). Most of the time I go alone, which I am becoming accustomed to. I have seen movies of all genres and enjoyed most of them. The Walter Mitty movie affected me in a strange way and I’m not sure why. Maybe you can help me?
I am not one to make New Year’s resolutions. I don’t see the logic in waiting to some artificial date to take important actions that should be implemented now. However, the beginning of a new year is as good a time as any to assess progress toward existing goals and to confirm a need for any future goals. So where am I with these goals?
I have been seeing movies at the theater regularly, at least once per week. I watch blockbusters (and not-so-much-blockbusters) at my local megaplex. I also became a member at a nearby “art house” theater that screens documentaries and other films that don’t receive major distribution. This theater also has a full bar and high quality snacks, which adds to the experience. Even the popcorn is healthier (I asked). I tend to go to late afternoon matinees because the tickets are half-price.