This page contains policies applicable to use of my Go To Retirement blog and to use of all material and information displayed here.  If you use the GoToRetirement.com site for any purpose, you must abide by these policies.  Your continued use of this site after you read these policies means that you agree to them.   If you don’t want to abide by these policies, I am sorry but I am going to have to ask you to leave.  (I hope that won’t be the case because I need your help!)

Age Limitations

This blog is written by and mostly for baby boomers.  If you are under the age of 14, please click along to another website.  All of the retirement planning and retirement living information I talk about here is intended for people way older than 13.  I don’t want any young person accidentally disclosing personal information here.  Please come back when you are older and ready to think and plan seriously about retirement.


I am a strong believer in privacy.  I strive to protect the privacy of users of this site.  Nevertheless, effective use of a blog like this means that some information about your visits to Go To Retirement will be captured.  That’s the way the technology works.  Let me explain:

We record information about how people access the Go To Retirement RSS feed.  We do not collect any personally identifying information from or about RSS subscribers.

Our feed service provider (Feedburner) collects the e-mail addresses of people who subscribe to the Go To Retirement feed via e-mail.  We do not disclose any specific subscriber information except as may be required by law.  Non-identifying aggregated information (such as the total number of subscribers) may be disclosed.

We record in server logs certain information about how people access this site and in site usage software. This information may include your IP address, referring site, search terms used, browser type, and operating system.  (This is standard practice on the web.)

We use third-party advertising companies (e.g., Google) to serve ads when you visit our website.  These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.  If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

If you wish to opt out of Advertising companies tracking and tailoring advertisements to your surfing patterns you may do so at Network Advertising Initiative.

Google uses the Doubleclick DART cookie to serve ads across it’s Adsense network and you can get further information regarding the DART cookie at Doubleclick as well as opt out options at Google’s Privacy Center.

E-mail Communications

I like to receive email from visitors.  If you do email me, the messages automatically become the property of this site.  The contents of the messages may then be used, copied, or re-published for any reason or purpose.  I will not disclose any personal identifying information about you unless such information is part of your email message or email address.


All comments you leave here are your responsibility.  You promise to keep your comments respectful and suitable for reading by people of all ages and lifestyles.  You also agree not to defame other people or to comment about illegal activities.   I reserve the right to remove comments or to edit them for obvious errors.  If your comment includes a site URL, it may be published along with your comments, but e-mail addresses are not disclosed.  Also, if you leave a comment, you are giving me the right to display the comments on this site and to write about your comments in future posts.

External Links

I place links to other sites here.  I do this in an attempt to be helpful.  Because of the constantly changing nature of content and of links on the web, I cannot vouch for the reliability of those other sites or their privacy policies.  If you follow a link, you participate at your own risk.

Use of Material You Read Here

I am not a finance professional.  I do not provide advice of any kind (financial, legal, or otherwise) on this site.  I provide commentary, information, and opinions.  Readers who leave comments may do the same.  If you decide to take action (or to not take action) based on anything you read here, you do so entirely at your own risk.  You agree not to blame me if something turns out differently from what you expected.  In fact, you agree not to blame me for anything in your life.

Copyright and Trademark Policies

Everything I write here is original (excluding any quoted material) and is protected by copyright law.  As the author, I own the copyright.  If you want to copy or re-publish anything published here, please ask first.

Go To Retirement is the title of my blog and also indicates the source of the commentary and information that is published here.  Therefore, I do not want anyone causing any confusion by using my blog title in any other way without my prior permission.


I have advertising on my Go To Retirement blog to help support this site and, I hope, to help support me when I retire.   I do my best to be clear about what is advertising and what is not.  I do not accept compensation for anything I write in posts or for mentioning or linking to other businesses or websites in my posts.  I do not accept compensation to review books.  I write what I want and I read what I want without outside influence.

Thanks for visiting.  Please come back often and contribute to the dialog.  I really appreciate your readership.