Risk Free Yield with I-Bonds and Other Boomer and Retirement Readings

I am a fan of I-Bonds and use them in our retirement emergency fund and-with TIPS-as part of our plan for guaranteed retirement income. Now a “Boglehead” financial expert has written a series for Forbes, presenting his arguments for using I-Bonds to provide risk-free yield. Read more

More Inflation Fighting Weapons

All long term investors need core holdings that will protect against the damaging effects of inflation. Traditionally we have been told that equities in general are the answer to the inflation problem. Now we are not so sure. Based on this doubt, mutual fund companies continue to introduce new products specifically intended to provide inflation-protected growth. Read more

New Options for Investing in Inflation Protected Securities

If you have been a regular reader, you know that I am a fan of  I-Bonds and Treasury Inflation Protected Securities (TIPS) as a secure retirement investment that is also an inflation hedge. If you can put them in a tax-deferred account, TIPS may work better, if only because you are limited in how many I-Bonds you can purchase in a year. A mutual fund company is now making it easier to benefit from TIPS as an investment using exchange-traded funds. Read more

Retirement Income from an Inflation Indexed Annuity

Inflation is the great killer of long-term retirement dreams. Inflation is also a great unknown. When it will hit, how hard, and for how long is difficult to predict. This can add significant complexity to retirement planning. Many of us want to simplify, not add complexity and cost. Read more

Low Risk Commodity Investing for Inflation Protection

Most investors know that gold and other precious metals have a reputation as an inflation hedge. Actually, commodities in general are an asset that baby boomers and retirees should consider owning to protect against significant inflation damage. Read more

Inflation and Retirement Investing

As baby boomers in the home stretch towards retirement, we have two major concerns about our retirement investing.  The first is recovering from the severe damage our retirement nest eggs suffered from the recession and market downturn that began in 2008.  The second concern is preparing for the threat of inflation that is likely to descend on our economy because of massive government budget deficits. Read more