Risk Free Yield with I-Bonds and Other Boomer and Retirement Readings

I am a fan of I-Bonds and use them in our retirement emergency fund and-with TIPS-as part of our plan for guaranteed retirement income. Now a “Boglehead” financial expert has written a series for Forbes, presenting his arguments for using I-Bonds to provide risk-free yield. Read more

Recovering from Portfolio Losses

Many baby boomers suffered severe losses in their portfolio of retirement investments. Now we want to know the best ways for recovering from those losses. These are a few strategies that have come to my attention. Some are conventional and passive. Others will take some work. All are worth considering. Read more

Reduce Your Money Management Stress

Many of us struggle to adopt a money management or  investing style that minimizes the stress that we experience. This is particularly true for baby boomers after the 2008-2009 market declines.  We don’t want to discover after we have invested that our investing style and money strategy are creating undue anxiety. Read more

Free Retirement Investor Education

I came across a few opportunities this week for retirement investors to obtain information and education.  Some of these resources are new and others are just new to me.  The bonus is that all of these investor education resources are free.  So, I figured that it would be helpful to share what I learned with my fellow baby boomers and other readers. Read more

Inflation and Retirement Investing

As baby boomers in the home stretch towards retirement, we have two major concerns about our retirement investing.  The first is recovering from the severe damage our retirement nest eggs suffered from the recession and market downturn that began in 2008.  The second concern is preparing for the threat of inflation that is likely to descend on our economy because of massive government budget deficits. Read more

Investing in Corporate Bonds for Retirement

Investing in corporate bonds represents a new frontier for some baby boomers who are anxious to implement a retirement recovery plan.  Yields to maturity in the 7%-10% range are now available, making some of these bonds quite attractive.  Despite the dramatic failures of major corporate bond issuers in recent months, it appears that there are opportunities out there.  Finding those opportunities is the key because threats of corporate insolvency are everywhere.  Using the correct bond investing strategy for baby boomers is also important. Read more

Tax Free Retirement Investing with Your Health Savings Account

Several years ago, my employer switched our group health insurance to a high deductible plan with a Health Savings Accounts (HSA).  Unless and until the Obama administration manages to totally revamp our health care system on a national scale, I suspect that many baby boomers will be introduced to the Health Savings Account in their workplaces as well. Read more