Retire in a College Town – Ithaca, New York

This is the fifth in Mr. GoTo’s brief introductions to college towns that may also be attractive locations for baby boomers to retire, either as part of an active adult community or a life care community.

This initial series of introductions to places to retire has focused on college towns in which I have lived or have visited.  Ithaca, New York ranks at the top of my familiarity list because I lived there for eight years, four in high school and four more in college after my family moved to Florida. Read more

Selecting a Lake House as a Vacation Home

Mrs. GoTo and I purchased a vacation home for our 25th wedding anniversary.  We were blessed with the resources to fulfill a dream of owning a home on the water.  To be honest, I never imagined that I would be able to do something like own a lake house while I was still young enough to enjoy it.  (The photo to the left is an evening view looking across the bay from our dock.  That’s what I call stress relief for baby boomers!) Read more

Using the Online Social Security Retirement Benefit Estimator

Baby boomers and others thinking ahead about retirement wait patiently and sometimes anxiously for the delivery of their annual paper copy of their Social Security earnings record and benefit estimate.  Mr. GoTo’s statement arrives each September.  Read more

How I Review My Annual Social Security Statement

I receive my annual Social Security Statement like clockwork each fall.  The contents of the statement, particularly the estimate of my retirement benefits, were of particular interest this time because of the dramatic economic and stock market events of 2008. Read more

I’m Still Counting on Social Security – How About You?

If you are like me, you have read and heard many people proclaiming that Social Security will disappear and not be there when it is our turn to retire and collect benefits.

I don’t believe it.  And even though I am a strong proponent of being responsible for your own financial future, I am counting on Social Security being there for baby boomers and beyond.

This is Why Social Security is Here to Stay Read more

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