IRA, 401(k), and HSA Contribution and Funding Limits for 2009

Now is the time for baby boomers to consider and finalize plans for funding their retirement plans for 2009.  I have thought about a variety of issues related to these funding decisions.

First, analyze your options if your employer has stopped matching 401(k) contributions. Read more

What if Your Employer Stops Matching 401k Contributions?

It is unfortunate to read about so many businesses cutting costs by reducing or eliminating the match of their employees’ 401(k) contributions.  This is a particularly devastating blow to the retirement plans of baby boomers who have been depending on the employer match to rebuild dwindling 401k account balances.  Read more