Consumption Smoothing – Spend ’til the End

I have read (and continue to read) many books on retirement planning. Most of them have been on the money and financial aspects of retirement. Lately, I have taken more interest in the mental and emotional parts of retirement. I am reading a book now that addresses those specific issues. I will be reviewing that book here soon.

So far, my favorite book on financial planning for retirement is Spend ’til the End by Laurence Kotlikoff and Scott Burns. This book focuses on the application of consumption smoothing to a lifetime of spending, saving, and investing, all leading to retirement. Read more

All Weather, Lazy and Couch Potato Retirement Portfolios

I am a student of asset allocation strategies.  More particularly, I am interested in retirement portfolios that can perform well in all market conditions.  Sometimes these are called “all weather”, “set and forget”, “lazy man” or “couch potato” portfolios. Read more