ࡱ> b  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`acdefghijklmnopqrstuvwxyz{|}~Root Entry FP5@WorkbookRSummaryInformation(DocumentSummaryInformation8 `\p Mark Patterson Ba=  =<P Y8X@"1Arial1Arial1Arial1Arial1Arial1Arial1'Arial1h>Cambria1,>Calibri1>Calibri1>Calibri1Calibri1Calibri1Calibri1>Calibri1?Calibri1 Calibri1 Calibri1 Calibri1 Calibri1Calibri1Calibri1 Calibri1Calibri"$"#,##0_);\("$"#,##0\)!"$"#,##0_);[Red]\("$"#,##0\)""$"#,##0.00_);\("$"#,##0.00\)'""$"#,##0.00_);[Red]\("$"#,##0.00\)7*2_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"_);_(@_).))_(* #,##0_);_(* \(#,##0\);_(* "-"_);_(@_)?,:_("$"* #,##0.00_);_("$"* \(#,##0.00\);_("$"* "-"??_);_(@_)6+1_(* #,##0.00_);_(* \(#,##0.00\);_(* "-"??_);_(@_) 0.0%=8_("$"* #,##0.0_);_("$"* \(#,##0.0\);_("$"* "-"??_);_(@_)94_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"??_);_(@_)4/_(* #,##0.0_);_(* \(#,##0.0\);_(* "-"??_);_(@_)0+_(* #,##0_);_(* \(#,##0\);_(* "-"??_);_(@_);;;                                                                      ff + ) , *     P  P       `            a8   !       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Currency [0]/Explanatory TextG5Explanatory Text % 0Good;Good  a%1 Heading 1G Heading 1 I}%O2 Heading 2G Heading 2 I}%?3 Heading 3G Heading 3 I}%234 Heading 49 Heading 4 I}% 5InputuInput ̙ ??v% 6 Linked CellK Linked Cell }% 7NeutralANeutral  e%"Normal 8Noteb Note   9OutputwOutput  ???%????????? ???:$Percent ;Title1Title I}% <TotalMTotal %OO= Warning Text? Warning Text %XTableStyleMedium9PivotStyleLight168 ``i̜̙3f3333f3ffff333ff333f33f33BBB\`5Sheet1[:Sheet2;Sheet3=Sheet4?Sheet5@Sheet6DBSheet7CSheet8nESheet9GSheet10HSheet11-JSheet12KSheet13WMSheet14NSheet15PSheet16PQ(Calamity Planning SpreadsheetRelease Date: March 22, 1999Assumptions and InstructionsY1) User enters percentage drop in value of equity (stock) holdings in 2nd year of series.s2) Spreadsheet increases value of equity (stock) holdings at inflation rate in each subsequent year until the valuel exceeds that in 1st year of series. Once the value of the equity holdings exceed the 1st year value, ; the rate of return reverts to the historic rate (8.00%).z3) Dividends on equity (stock) holdings are assumed to decrease by 10% in the year of the Stock Market Drop. (For example,y at a 2.00% yield a $100,000 stock portfolio would have $2,000 in dividend income. After a 50% drop in value and a 10%n decrease in dividend income the $50,000 portfolio would have $1,800 in dividends for a new yield of 3.60%.) 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